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About Credit Unions
Why Join a Credit Union?
Top Five Reasons to Join a Credit Union
1. Better interest rates and lower fees.
Credit unions are usually able to offer their members better interest rates and lower fees. When you're getting better interest rates and paying lower fees, you get to keep and save more of YOUR money, helping you take-charge of your financial life.
2. Full line of products and services.
Most credit unions can give you the same services as a bank—like checking, savings, investment funds, mortgage loans, car loans and even school loans—and credit unions will usually be able to give you better interest rates and lower fees.
3. Convenient.
Credit unions are financial cooperatives, and that means they cooperate—with their members and with other credit unions. Through that cooperation, credit unions have one of the largest ATM networks in the U.S. Credit union members have convenient access to 25,000 surcharge-free ATMs in the U.S., 800,000 ATMs worldwide and more than 2,300 lobby locations in the U.S. and even some foreign countries.
4. Member-owned.
Credit unions are owned by their members and they operate to make profits for each individual, no matter how big or small their account balance. Banks are owned by well . . . bankers. . . (and other private individuals) and they operate to make profits for themselves.
5. Expertise.
Credit unions know what they're doing. They have the expertise and will give you the personal attention you need to help you make important financial decisions that will benefit your bottom line, not theirs. Credit unions treat you like the boss because at a credit union you're not just a customer you're an owner.
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