Residential Mortgage ABCs for Credit Unions        




This course provides an overview of the regulations and acts that regulate the residential mortgage lending process.


1.5 Hour(s)


  • Gain an understanding of the purpose of the federal regulations governing residential mortgages.
  • Appreciate the impact of each of the six federal regulations as they apply to the mortgage lending process.
  • Regulation B -- Equal Credit Opportunity Act (ECOA) :
  • Regulation C -- Home Mortgage Disclosure Act (HMDA)
  • Regulation X -- Real Estate Settlement Procedures Act (RESPA)
  • Regulation Z -- Truth in Lending Act (TILA)
  • Fair Credit Reporting Act
  • Flood Disaster Protection Act
  • Understand the legal implications for failing to follow all federal regulations.

     97B3R4.0

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