Equal Credit Opportunity Act Overview (ECOA - Reg B)        




The ECOA promotes the availability of credit to all creditworthy applicants, affecting these aspects of the lending process:

  • Taking loan applications.
  • Processing and evaluating loan applications.
  • Notifying customers of decisions.
  • Marketing.


    1 Hour(s)


  • Be aware of the prohibited bases under the ECOA, and the potentials for discrimination in the lending process.
  • Perform your role in the lending process in full compliance with the ECOA's anti-discrimination requirements.
  • Understand your institution's obligations under the ECOA.
  • Be particularly aware of actions that may be viewed as subtle or unintentional discrimination, and avoid them.

     93B3R4.1

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