Fair Lending Overview for Credit Unions 
This course is intended to provide you with an understanding of the basic concepts regarding Fair Lending.
1.5 Hour(s)
Appreciate the underlying purposes of the laws that comprise Fair Lending.
Identify the application of the Fair Housing Act and the discriminatory practices it prohibits.
Recognize the application of the ECOA and the discriminatory practices it prohibits. -Recognize all aspects of the loan application process governed by the ECOA.
Identify the requirements of HMDA reporting and the data your credit union is responsible to collect.
Know the restrictions on requesting and using consumer credit information under the Fair Credit Reporting Act.
Gain a specific understanding of the various types of loans, and the Fair Lending practices that apply to each.
82C3R4.1
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