High-Cost Mortgages (HOEPA)       




This course reviews the rules governing "high-cost mortgages" as set forth in the Home Ownership and Equity Protection Act (HOEPA) of 1994. It will help you understand what a high-cost mortgage looks like and why this type of loan requires special attention. You’ll learn how to comply with the requirements of the law and how to appropriately respond to customers’ questions along the way.


1 Hour(s)


  • Gain an awareness of "abusive" lending practices.
  • Understand what loan terms may trigger a "high-cost mortgage."
  • Become familiar with the disclosure requirements and how to comply.
  • Learn what lending practices are prohibited and why.

     71B3R4.0

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