Accepting Negotiable Instruments       




This module will introduce you to the basic standards and procedures that apply when you accept or cash checks that are presented at the teller window. The laws and compliance requirements affecting checks are detailed and very important. Because customers will present checks on a regular basis, you will need to know basic check law requirements so you can effectively respond to customers' deposit and check-cashing requests. Also, because of an increase in check fraud, accepting checks poses the risk of financial loss for your institution. As a result, your understanding of these rules is essential to minimizing those risks and protecting your institution.


1.5 Hour(s)


  • Identify various types of checks and their standard features.
  • Recognize what makes a check negotiable.
  • Distinguish between different types of endorsements.
  • Identify general conditions for accepting checks for cashing.
  • Recognize acceptable forms of identification.
  • Recognize signs of check fraud and respond appropriately.

    • 44B1R4.1

    View the Business Training Library Course Catalog