Real Estate Settlement Procedures Act - ( RESPA Reg X)       




RESPA helps consumers become better educated shoppers for real estate related loans and plan for costs associated with settlement. It also eliminates illegal kickbacks and referral fees, and outlines the institution's servicing and escrow account practices.


1 Hour(s)


  • Appreciate the underlying purpose of the Real Estate Settlement Procedures Act.
  • Understand which loans are covered under RESPA.
  • Know the disclosure and escrow requirements under RESPA.
  • Be aware of RESPA’s prohibition against kickbacks.

     03B3R4.0

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